Thursday, May 8, 2025

RBL Bank Shoprite Credit card Unlimied Offer details

 RBL Bank Shoprite Credit Card Offers



Introduction :


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Friday, April 18, 2025

viva Money personal loan Apply with Application download Link :

 Viva Money personal loan Apply with Application download Link :





Introduction :

India's Best Credit Line Loans & Instant Personal Loans with limits up to ₹2 Lac

Your instant credit line is here! If you are from Maharashtra, Karnataka, Gujarat or Tamil Nadu, you can now enjoy seamless access to funds with Viva Money at Zero Interest.

Looking for a hassle-free way to access funds instantly? Get a flexible credit line loan of up to ₹2 lakhs at 0% interest for up to 51 days with Zero Paperwork! Viva Money is India’s trusted credit line & personal loan app, partnered with FincFriends Private Limited, an RBI-registered NBFC providing financial freedom at your fingertips. 

Why Choose Viva Money- Line of Credit?

With Viva Money - Instant Personal Loan App, you get:

👉 0% interest for up to 51 days – Withdraw and repay within the grace period without paying any interest
👉 Credit line loan up to ₹2,00,000 – Borrow as per your needs
👉 Instant loan approval in less than 15 minutes
👉 Revolving line of credit app – Get continuous access to funds
👉 Pay interest only on the withdrawn amount
👉 100% digital process with zero paperwork
👉 Flexible EMIs – Convert into 5, 10, or 20 months
👉 Secure transactions with advanced encryption

Application Download Link ;




How Does Viva Money Work?


Example: On 1st January, Rahul applies for a credit line loan of ₹1,50,000. He gets approved but doesn’t withdraw any funds initially. On 1st February, he withdraws ₹50,000 to buy a laptop. Since we offer a 51-day grace period, he can repay the amount until 20th March at 0% interest!

A processing fee of 4.5% applies on the total withdrawal of the first month, which drops to 2% for all upcoming month's withdrawals. If Rahul doesn’t want to repay within the grace period of the credit line, he can convert it into EMIs (5, 10, or 20 months). We offer interest rates ranging from 18%-40% APR at our instant personal loan app.

As an example:

Loan amount: ₹50,000
Loan Tenure: 5 months
Rate of Interest: 40% per annum
Processing fee: 4.5% = ₹2,250 + GST = ₹2,655
Total Interest: ₹8,330
Total cost of the loan: ₹2,655 + ₹8,330 = ₹10,985

Application Download Link :




How to Apply for an Instant Credit Line Loan?


Get an instant loan in just 15 minutes by following these simple steps:
👉 Download the Viva Money - Instant Credit Line & Personal Loan App
👉 Log in with your mobile number
👉 Add your PAN & Aadhaar details and check your eligibility
👉 Complete KYC verification
👉 Get instant approval and access your credit line loan anytime!

Who Can Apply for an Instant Loan?


You can easily apply for a credit line through the instant loan app if you fulfill these criteria:
✅ Indian citizens only
✅ Minimum monthly income of ₹15,000 and household income of ₹25,000
✅ You must be in the age group of 21 to 64

Documents Required for Instant Loan:

✅ Selfie
✅ PAN Card
✅ Aadhaar Card

Secure & Reliable Lending:
Your privacy and security are our top priorities at Viva Money- Instant Credit Line App. We follow strict RBI guidelines and advanced encryption protocols to keep your data safe. Our lending partner, FincFriends, ensures a seamless and transparent borrowing experience for credit lines.

App Permissions Required:

👉 SMS
👉 One-time access for camera, microphone, location & storage

Why Viva Money is the Best Personal Loan App?

Unlike traditional banks, Viva Money- Instant Credit Line App provides a faster, paperless process with flexible repayment options. Whether you need funds for medical emergencies, travel, education, home renovations, or anything else, our instant personal loan app ensures quick access to cash without hassle.

Friday, March 14, 2025

How to open kotak bank Digital Zero Balance Account In Online

 How to open kotak bank Digital Zero Balance Account In Online



Friday, January 10, 2025

Instant personal Loan Apply without Income prood using Payme Loan Apps

 

Payme  Personal Loan App Review




Introduction

PayMe, a trusted digital lending app with 6 million users in India, offers hassle-free personal loans on your Android device. Get funds credited to your account within a day* by applying for a quick loan. PayMe collaborates with RBI-registered NBFCs and banks, providing quick cash loans for salaried and self-employed individuals

What you get with the PayMe Loan app



What is special about PayMe Personal Loan App?


• Paperless process
• Low processing fee
• Affordable Interest Rates*
• Loan Tenures: 3 to 24 months
• Quick loan approval and Disbursal
• Get Instant Personal Loans Online for up to ₹10 lakhs

What is special about PayMe Personal Loan App?


We aim to simplify the personal loan application process through our app, offering a range of features and benefits.
All Purpose Personal Loan: Whether it's a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.
Paperless Process: Enjoy a 100% paperless experience—no physical paperwork needed for your online loan application.
Swift Approval: Get a loan approval within minutes from our associated and efficient NBFCs.
Flexible Repayment: Choose between one-time repayment or manageable EMIs from 3 to 24 months.
Transparent Terms: Experience transparency with no hidden costs for your instant personal loan.
Collateral-Free Review: Secure an instant personal loan without requiring collateral security.
CIBIL Score Check: Instantly check your CIBIL score for FREE using the PayMe app.

Application Download Link :





Types of Personal Loan Offerings


• Short-term Loan (One-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
• EMI Loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
• Empowerment Loan: Specifically for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.

Why PayMe is trustworthy


• Security: We ensure transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
• Enhanced Data Protection: We secure your information with measures like data encryption, secured servers, ISO 27001 certification, and more.


Our Lending Partners


• Mamta Projects Private Limited
• Payme India Financial Services Private Limited
• Transactree Technologies Private Limited
• NDX P2P Private Limited
• Finkurve Financial Services Limited

Application Download Link :


Example for Bullet Loan (One-Time Repayment)


For a Bullet Loan, borrow ₹10,000 with a 90-day tenure at a 0.077% daily. The one-time repayment, including fees and accumulated interest, is ₹10,936, with a Maximum Annual Percentage Rate (APR) of 115.03%..

Example of Term Loan


For a Term Loan of ₹30,000 with a 90-day tenure and a 0.10% daily interest rate, the total cost amounts to ₹33,588, with a Maximum Annual Percentage Rate (APR) of 74.75%.

How to apply for a personal loan via the PayMe app?


• Install PayMe Loan App from the PlayStore and register with your mobile number or email.
• Fill in essential details, and upload ID proof: Aadhaar/PAN card for KYC.
• Get credit limit assigned.
• E-sign the agreement and enroll to proceed for eNACH/eMandate.
• Your loan amount will be instantly credited to your bank account upon completion.

Any queries?


• Customer Support Number: 0120-697-1400
• Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.