Saturday, November 30, 2024

simply pay later lunched new No Cost EMI Option 0% Interest Rate with App Download

 Simpl: Shop Now, Pay Later App Launch No cost EMI Option





Introduction :

Experience seamless online transactions with Simpl across 26,000+ popular brands. Make quick payments without the hassle of entering OTPs or passwords, all while staying on top of your budget. Get access to a Spending Limit to pay with Simpl Pay Later across our partner merchants.


Why Choose Simpl?

Lightning-Fast Transactions: Complete purchases with a single tap, streamlining your online shopping experience.

✅ Enhanced Security: Stop sharing your bank details on every app. Reduce cyber risks by minimizing how often you share bank details and pay your bills only on Simpl

✅ Shop First, Pay Later - Why should you pay before you enjoy that meal, watch that movie or try on a new dress. Shop first and pay in bi-monthly cycles.

Budget Management: Consolidate your spending and track expenses easily with our Budget Cap feature
✅ Extensive Brand Network: Use Simpl with leading brands like Swiggy, Zepto, Zomato, Myntra, Bigbasket, Blinkit, MakeMyTrip, Dunzo, JioMart,MyJio, Nykaa, Rapido , Redbus, BookMyShow and many more.
✅ Discover Trending Brands- Check out some of the newest and trusted brands which are changing the way India shops. Simpl connects you with the latest D2C brands that are redefining personal expression in the digital age.

Applcation Download Link :

Key Features:

◼️ One-Tap Payments: Enjoy quick, secure transactions without OTPs, CVVs, or long passwords.


◼️ Flexible Installments: Break down larger purchases into manageable payments on select merchants.


◼️ Transparent Pricing: No hidden charges or surprise fees.


◼️ Effortless Refunds: Experience hassle-free, timely refunds.


◼️ Swift Setup: Get started in minutes with minimal paperwork.


◼️ Exclusive Offers: Access discounts and cashback on popular brands.


◼️ Utility Bill Management: Simplify monthly bill payments after unlocking this feature. Setup auto-pay with your Simpl limit and forget the hassle of constant bill payments. Covers various billers across Electricity bills, Fast tags, Phone and Mobile Bills, Gas Bills and more.

Application Download Link :




How Simpl Works: 

👉🏼 Receive easy-to-understand statements twice a month. 👉🏼 Manage your spending with a clear overview of your transactions. 👉🏼 Enjoy the potential to increase your spending limit with responsible use.

Simpl: Your online khata faster payments and smarter budgeting. Download now to transform your online shopping experience!

Saturday, November 23, 2024

PF Claim Rejected Reason in 2024 full details in Tamil

 PF Claim  விண்ணப்பித்தால் என்னென்ன காரணங்களுக்கு நிராகரிக்க படலாம் 2024


1.தவறான வங்கி கணக்கு எண் :

உங்களின் UAN இணைக்கப்பட்டிருக்கும் வங்கி கணக்கு எண்  அல்லது IFSC Code இதில் ஏதாவது தவறு இருந்தால் உங்களின் Final Claim  நிராகரிக்கப்படும் .

2.Bank Cheque Leaf :

நீங்கள் Final Claim க்கு விண்ணப்பிக்கும்போது நீங்கள் Upload செய்யும் Bank Cheque Leaf ல் உங்களின் பெயர் Print செய்யப்படாமல் இருந்தால் நிராகரிக்கப்படும் .

அதானால் Name Printed செய்யப்பட்ட Cheque Leaf மட்டுமே Upload செய்யவேண்டும் .

3.Bank Passbook Problem

 A.  நீங்கள் Final Claim  விண்ணப்பிக்கும்போது Upload செய்யும் Bank Passbook ல் உங்களின் உங்களின் பெயர் தவறாக print செய்யப்பட்டிருந்தால் Name Miss Mach  ஏற்பட்டு உங்களின் Claim நிராகரிக்கப்படும் .

B . உங்களின் Bank Passbook ல் print செய்யப்பட்ட Account No,IFSC Code,தெளிவாக இல்லாமல் இருந்தால் நிராகரிக்கப்படும் ,

C.  உங்களின் Bank Passbook ல் Bank Manager sign இல்லாமல் இருந்தாலும் நிராகரிக்கப்படும் .

D . அதே போல உங்களின் Bank Passbook print ஒன்றிற்கு மேல்   மற்றோரு print   Printing செய்யப்பட்டிருந்தால் உங்களின் Claim நிராகரிக்கப்படலாம் 

4.Previous Company Transfer Pending 

நீங்கள் இரண்டு அல்லது அதற்க்கு மேற்பட்ட நிறுவனர்களில் பணிபுரிந்திருந்தால் அதனை இறுதியாக பணிபுரிந்த நிறுவனத்திற்கு Transfer  செய்யவேண்டும் அது Transfer  ஆன பின்னர் Claim செய்யவேண்டும் .

அதற்க்கு முன்னர் Claim செய்தால் உங்களின் Claim ஆனது நிராகரிக்கப்படும் .

5.Total PF Balance Above 50,000 (15G not upload) 

உங்களின் PF Account ல் உள்ள Employee & Employer Share ன் மொத்த தொகை 50,000க்கு அதிகமாக இருந்தால்  நீங்கள்  pan no மற்றும் Form 15G  Upload செய்யவேண்டும் .அப்படி நீங்கள் உப்லோஅது செய்யவில்லையென்றால் உங்களின் Claim நிராகரிக்கப்படும் .

6.Adhar Card Husband /Fathers Name Correction:

உங்களின் ஆதார் என்னை உங்களின் PF கணக்கில் இணைத்த பின்னர் உங்களுடைய  ஆதார் அட்டையில் அப்பா அல்லது கணவரின் பெயர் மாற்றம் செய்திருந்தால் உங்களின் Claim நிராகரிக்கப்படலாம் .

7.Claim PDF File Not Open:

உங்களின் Final Claim Application Form PDF File  சில நேரங்களில்  Technical Problem காரணமாக Open ஆகாமல் இருந்தால் நிராகரிக்கப்படும் .

8.Upload Bank Passbook or Cheque Leaf Not Clear

உங்களின் Upload Documents Bank Passbook (or) Cheque Leaf  தெளிவாக இல்லாமல் இருந்தால் நிராகரிக்கப்படும் .

9.Insfficient Service:

இறுதியாக வேலை செய்த  நிறுவனத்தில் போதிய Experience காலம் இல்லாமல் இருந்தாலும் நிராகரிக்கப்படும் .

10. Contribution Missing :

உங்களின் PF Account  ல் அணைத்து மாதங்களும் தவறாமல்  Contribution Deposit செய்யப்பட்டிருக்கவேண்டும் அவ்வாறு இல்லாமல் ஏதாவது ஓரிரு மாதங்கள் Contribution Deposit செய்யப்படாமல் இருந்தால் உங்களின் PF Claim நிராகரிக்கப்படும்  .

இதனை சரி செய்ய உங்களின் நீறுவனத்தில் Clarification Letter வாங்கி அதனை PF அலுவலகத்தில் சமர்ப்பிக்க வேண்டும் (என்ன காரணத்திற்க்காக Contribution deposit செய்யவில்லை என்பதற்கு) அதன் பின்னர் மீண்டும் PF Claim க்கு Apply செய்யவேண்டும் .

11.Double Time Contribution Deposited:

அதேபோல உங்களின் PF Account ல் ஏதாவது ஒரு மாதம் இரண்டு முறை Contribution Deposite பட்டிருந்தாலும் உங்களின் PF Claim நிராகரிக்கப்படும் .

இதனை சரி செய்ய உங்களின் நீறுவனத்தில் Clarification Letter வாங்கி அதனை PF அலுவலகத்தில் சமர்ப்பிக்க வேண்டும் (என்ன காரணத்திற்க்காக Contribution இரண்டு முறை  deposit செய்யப்பட்டது என்று )அதன் பின்னர் மீண்டும் PF Claim க்கு Apply செய்யவேண்டும் .


13.Contribution Wrong Entry:

இதில் உதாரணமாக 9வது  மாதம் Deposited செய்யவேண்டிய Contribution பணத்தை தவறுதலாக Employer 10மாதம் என  குறிப்பிட்டு Deposited செய்யப்பட்டால் உங்களின் Claim  நிராகரிக்கப்படும் .

இதனை சரி செய்ய உங்களின் நீறுவனத்தில் Clarification Letter வாங்கி அதனை PF அலுவலகத்தில் சமர்ப்பிக்க வேண்டும் (என்ன காரணத்திற்க்காக Contribution deposite செய்யவேண்டிய மாதத்தை தவறாக குறிப்பிட்டு  deposit செய்யப்பட்டது என்று )அதன் பின்னர் மீண்டும் PF Claim க்கு Apply செய்யவேண்டும் .


True balance instant personal loan Apply upto 1,25,000 without income proof

 True balance personal loan Apply




Introduction :

UPI, Wallet & Personal Loan App for Financial Needs - Online Loan App


What is True Balance?

True Balance is a secure platform for lending, payments, and financial services, dedicated to the mission of "Finance for All."  True Balance is a Prepaid Payment Instrument issuing entity,  authorized by RBI, which issues Digital Wallet and Gift Wallet which can be further utilized for recharges, bill payments, fund transfers and payments through wallet interoperability on UPI  and it also provides unsecured Personal Loan through RBI registered


 NBFCs on its app that has been trusted by over 75 million users across the country. Here, you may avail digital personal loan ranging from ₹ 1,000 to ₹ 1,25,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 12 months at a low processing fee. The APR ranges from  28.8% to 99.7%

Application Download Link :

What we Offer:

1- Quick Personal Loan: Cash Loan and Level Up Loan

Cash Loan Features:

●Cash Loan: Apply today for a seamless borrowing experience.

●Safety: 100% safe and secure platform.

●100% Digital and 24*7 access to loans

●Loan Range: Borrow from ₹1,000 to ₹1,25,000 (Disbursal Amount)

●Flexible Tenure: Choose a repayment period of 6 to 12 months.

●Low Processing Fees: Affordable costs.

●Direct loan disbursal to your bank account.


Example Loan Calculation:

-Loan Type: Unsecured Personal Loan

-Loan Amount INR 10,000

-Loan tenure: 6 Months

-Interest Rate 2.4% Per Month

-Processing Fee (6%): ₹600 + GST (18%): ₹708

-Interest: ₹844

-EMI: ₹1807

-Total Repayment: ₹11,550 (includes processing fee + GST)

*Interest rates may vary based on the borrower's risk profile.


2. UPI

Simplify money transfers with UPI-enabled True Balance Wallet(NPCI Approved).

●UPI Features

●Instantly transfer money to anyone, anytime

●Pay bills and recharge online

●24x7 access of digital payments to merchants

●Pan-India Service

●Interoperable app-Send money using your mobile number via UPI enabled TrueBalance Wallet. Including to those who are not on TrueBalance


How to Apply for a Loan?

●Install the True Balance app.

●Register with your contact number to log in.

●Complete basic details to check loan eligibility.

●Submit KYC documents and apply for a quick loan.

●Receive the approved loan amount directly in your bank account.

●Lending Partner Details

●Loans facilitated by RBI-licensed NBFCs:

●True Credits Pvt. Ltd.

●InCred Financial Services Limited

●Grow Money Capital Pvt. Ltd.

●Muthoot Finance Ltd.

●Vivriti Capital Limited

●Northern Arc Capital Limited

●Lendbox (Transactree Technologies Pvt. Ltd.)

●Oxyzo Financial Services Limited


App Permissions and Reasons

●Location: For suitable loan offers & Video KYC.

●SMS: For phone number verification & SIM binding for PPI interoperability

●Camera: For KYC documentation & Video KYC.

●Phone Info: To prevent fraud.

●Microphone: For video KYC.


Loan Apply videos tamil:


Loan App Download Link :




Contact Information

Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram, Haryana  122001, India. Email: cs@truebalance.com

 

Sunday, November 17, 2024

Super Card Credit Card Reviews and Apply process

 Super Card Life time free Credit card Review 



Introduction :

Up to 5% Cashback + Rewards Up To 10% On Flipkart, Myntra, Shopsy Orders.

superUPI: No useless rewards. Just real cashback.  
Know that feeling of finding Rs. 5 in your sofa when you least expect it?
That’s superUPI for you 💁‍♀ 


Unlike other UPI apps, we’ll never offer you useless coupons, scratch cards or coins. 
Instead, get used to up to 5% cashback on every transaction. Every 👏 Single 👏 Time! 
Pinky swear. 


Application Download Link :




💰Scan & Earn:

Scan any merchant QR code and earn up to 5% cashback. Cha-ching!

Online Payments:

Enjoy up to 5% cashback when you pay your favourite merchants like Flipkart, Myntra, Amazon, Swiggy, Zomato, BlinkIt, Cleartrip, MakeMyTrip, BookMyShow, Ola, Uber, Rapido… phew! You get the drift. 


⚡Faster Than the Flash:

Enjoy 3X faster payments with our default camera scan-on mode. No more making awkward eye contact with the chaiwala while the payment goes through.

🤫Super Safe:

With robust security measures, your payments and data are always secure. Sorry, hackers.

⏩Quick Money Transfers:

Send money instantly to your friends and family via their phone number or UPI ID. (There goes your last excuse for why you can’t pay them back.)

Application Download Link :



🧮Balance Check:

See how much money you have in your bank accounts, instantly. No more remembering complex passwords and proving you’re human. You’re welcome

Coming soon to the app is a suite of financial products:

💳superCard:

Enjoy the convenience of credit with the speed of UPI. Issued in partnership with Utkarsh Small Finance Bank.

💸superCash:

​​Get instant pre-approved loans from a large no. of lending partners at a low interest rate - starting at 10.49% only!

🏦superDeposit:

Enjoy those big FD rates without a big commitment. Open a fixed deposit with as little as Rs. 100 and get the highest interest rate of up to 9%. Whaaaaaat?! Also get a free superCard and get up to 5% additional cashback every time.


Credit Card Apply Videos:


Why choose super.money

🔸Approved by NPCI & RBI ensuring top-notch reliability.
🔸Trusted by leading banks like Utkarsh Bank, Axis Bank, and IndusInd Bank.
🔸Powered by e-comm giant Flipkart. 

Download super.money and get used to getting rewarded every time

Monday, October 28, 2024

Best Personal loan Apps For Fibe up to 5lak instant Approved without Income proof

 Fibe instant personal Loan Apps 


Introduction :

Are you in need of instant cash? Fibe is here to help! With our instant personal loan app, you can get a loan of up to ₹5 lakhs within minutes & transfer the money directly to your bank account.


What We Offer:


● Loan amount: ₹ 20,000 - ₹5 lakhs
● Directly in your bank account within 2 minutes
● Flexi repayment option from 6 to 36 months
● 100% online process - no queues, no fuss
● Minimal paperwork - just PAN, Aadhaar and bank statement
● No collateral needed
● Pay off your loan early anytime without any prepayment penalty

Why Choose the Fibe Instant Personal Loan App?

Fibe is trusted by 2.5 million+ customers and disbursed 7 million+ loans worth more than ₹26,000 crores. That's a lot of happy customers! Join the Fibe family and give instant wings to your upgrades.


Application DownLoad Link :




Personal Loan Eligibility Criteria


Age: 21-55 years
● Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros
● Should be a resident of India

Loan Apply Videos:


How Do You Apply for an Instant Personal Loan on the Fibe Personal Loan App?


Personal loan application is easy on the Fibe Instant Loan app.
● Download the Fibe app
● Fill in your details
● Upload a few documents
● Choose how much instant loan amount you want and your preferred tenure
● Get money in your account in 2 minutes only.

Documents required for Instant Cash Loan

• Aadhaar card & PAN Card
• Salary account bank statement

Fibe Charges


● Interest: Starting from 18% p.a.
● Processing fee: 2 - 4.5% of loan amount
● Late payment: ₹500 or 3% (whichever is more, based on the overdue amount)
● Bounced payment: ₹500
● APR: 16.75% to 45%
● Stamp duty: 0.1% of loan amount
● Mandate rejection charges: ₹250 + GST
● Foreclosure charges: Nil!

About Fibe (EarlySalary)


Fibe Instant Loan app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a credit line Instant loan app that enables the mid-income group to upgrade their lifestyle. 

It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe Personal Loan app has a 100% digital loan application process. 

Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 and SOC 2 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.


Our Partner NBFCs

• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)
• TATA CAPITAL LIMITED
• Oxyzo Financial Services Limited

Wednesday, October 23, 2024

Best personal Loan poonawalla loan up to 5lak full details in Tamil

Poonawalla Personal Loan Apply Up to 5Lak





Introduction :

The Poonawalla Fincorp app is here to manage all your financial needs. You can apply for Instant Loan, Personal Loan, Business Loan, Professional Loan, Medical Equipment Loan, Loan Against Property and Pre-owned Car Loan with this app. You can also check your CIBIL score using this Poonawalla Fincorp app.


Instant Personal Loan

Poonawalla Fincorp’s Instant Small Personal Loan is an extremely convenient product for a borrower who is looking for a quick small-ticket loan. This loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Application DownLoad Link


Highlights for Instant Personal Loan


• Loan amount: Rs. 50,000 to Rs. 5 Lakh
• Competitive interest rates starting from 16% to 36%. APR varies from 20% to 40%
• Processing Fee: 2.5% of sanction amount + GST
• 100% Digital process
• Minimal documentation
• No collateral/security
• Flexible tenure: from 3 month to 36 months
• Quick Approvals
• Quick loan disbursal
• Easy process


Personal Loan

Apply for Personal Loan online up to Rs. 30 Lakhs. Whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses, you can apply for a personal loan through our personal loan app.

Highlights for Personal Loan

• Loan amount up to 30 Lakhs
• Competitive interest rates starting at 9.99% p.a.
• Processing Fee: Up to 2% plus taxes
• 100% Digital process
• No collateral/security
• Flexible tenure
• Minimum documentation
• Quick Approvals

Business Loan

Empower your business and take it to new heights with Poonawalla Fincorp's fast and hassle-free loan app. You can boost working capital, buy new business equipment, and expand your workforce with Poonawalla Fincorp’s app.


Highlights for Business Loan


• Loan amount up to 50 Lakhs
• Competitive interest rates starting at 15% p.a.
• Processing Fee: Up to 3% of sanction amount plus taxes
• 100% Digital process
• No collateral/security
• No hidden charges
• Minimal documentation

Professional Loan


Poonawalla Fincorp offers a wide range of benefits and features in Professional Loan. You can expand your practice, enhance your professional skills and renovate your office space with Poonawalla’s Professional Loan.

Highlights for Professional Loan


• Multi-purpose sanction up to ₹50 Lakh
• Competitive professional loan interest rates starting at 9.99% p.a.
• Processing Fee: Up to 2% of sanction amount plus taxes
• No prepayment and foreclosure penalty if paid from own sources
• Collateral-free loan for professionals
• Flexible tenure ranging up to 60 months

Medical Equipment Loan

• Higher loan amount of up to ₹10 Crore
• Competitive interest rates starting at 9.99% p.a.
• Up to 1% of sanction amount + GST
• Longer repayment tenure of up to 84 months
• No hidden charges